SIP Calculator With Inflation

SIP Calculator with Inflation

Monthly Investment (₹):

Investment Period (years):

Expected Return (%):

Inflation Rate (%):

Understanding SIP with Inflation

This calculator helps you determine the future value of regular investments over a given period, considering the expected rate of return and the impact of inflation.

Key Concepts:

Monthly Investment: The amount invested regularly each month.
Investment Period: The total duration over which you will invest, usually expressed in years.
Expected Return: The annual rate of return you anticipate from your investments, typically represented as a percentage.
Inflation Rate: The annual rate at which the purchasing power of your money decreases, typically represented as a percentage.

How it Works:

The calculator estimates the future value of your monthly investments adjusted for inflation, factoring in the compounded returns over the investment period.

Calculation Formula:

Adjusted Future Value = Future Value / (1 + Inflation Rate)^Investment Period

Where:

P: Monthly investment.
r: Monthly return rate (Annual Return / 12).
n: Total number of months (Years * 12).
Adjusted Future Value: Future value adjusted for inflation.