Reverse SIP Calculator

Goal SIP Calculator

Target Amount (₹):

Investment Period (years):

Expected Return (%):

Understanding Reverse SIP

A reverse SIP calculator helps you determine the monthly investment required to reach a specific financial goal over a given period, considering an expected rate of return.

Key Concepts:

Target Amount: The final amount you want to achieve at the end of the investment period.
Investment Period: The total duration over which you will invest, usually expressed in years.
Expected Return: The annual rate of return you anticipate from your investments, typically represented as a percentage.

How it Works:

The calculator breaks down your financial goal (target amount) into manageable monthly investments, factoring in the compounded returns over the investment period.

Calculation Formula:

Monthly Investment = Target Amount / (( (1 + r)^n - 1 ) / r) * (1 + r)

Where:

r: Monthly return rate (Annual Return / 12).
n: Total number of months (Years * 12).