SWP Calculator

Initial Investment (₹):

Monthly Withdrawal (₹):

Annual Return (%):

Withdrawal Period (years):

Understanding SWP

A SWP calculator helps you determine the regular withdrawal amount from an investment over a specified period, considering an expected rate of return.

Key Concepts:

Initial Investment: The amount of money initially invested in the fund.
Monthly Withdrawal: The amount withdrawn regularly each month.
Annual Return: The annual rate of return you anticipate from your investments, typically represented as a percentage.
Withdrawal Period: The total duration over which you will withdraw funds, usually expressed in years.

How it Works:

The calculator estimates the remaining balance of your investment after regular monthly withdrawals, factoring in the compounded returns over the withdrawal period.

Calculation Formula:

Remaining Balance = P × (1 + r)^n - W × (((1 + r)^n - 1) / r)

Where:

P: Initial investment.
W: Monthly withdrawal.
r: Monthly return rate (Annual Return / 12).
n: Total number of months (Years * 12).